Financing & Layaway Guidelines

Financing & Layaway Plan Eligibility

Learn how to apply for financing on a used vehicle or reserve an engine with HRT Auto Shop’s layaway plan. Review the requirements, payment terms, and next steps before getting started.

Standard Buyer Requirements

Valid government-issued driver’s license or passport
Proof of auto insurance coverage
Verifiable source of personal or business income
Proof of physical residence (utility bill or bank statement)
Minimum down payment or trade-in equity (varies by vehicle tier)

Engine Layaway Plan

Select the engine and confirm its compatibility with your vehicle
Provide your vehicles year, make, model, and engine code or VIN
Review the required deposit and layaway payment schedule
Make payments according to the agreed plan
Pay the remaining balance before the engine is released or shipped

Check Your Pre-Approval Status Online

Takes only 2 minutes with no obligation.

Start Pre-Qualification Application