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Sales —: [email protected] location_on 3798 Bowling St SW, Cedar Rapids, IA 52404

Auto Financing Tailored to You

At HRT Auto Shop, we partner with leading national banks and specialized luxury lenders to offer flexible financing structures and competitive interest rates for our clients.

Apply for Pre-Approval Now
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Fast, Transparent Process

Complete our online application in minutes. We provide clear, itemized loan or lease terms with no hidden fees or surprise markups.

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Extensive Lender Network

Whether you have tier-1 credit or are navigating complex portfolio structures, our finance managers work tirelessly to secure the ideal terms.

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Trade-In Equity Roll

Easily roll your existing vehicle's equity directly into your new purchase. We handle all loan payoff communication with your existing bank.

Estimated Payment Calculator

Estimate your monthly vehicle payments based on vehicle price, down payment, and term.

Estimated Monthly Payment
$1,157 / mo
*Estimates are for illustrative purposes only. Actual rates and payment terms are determined upon lender approval.

Financing Questions

What documents do I need to provide for financing approval? +

Typically, you will need a valid driver's license, proof of insurance, proof of income (such as recent pay stubs or bank statements), and proof of residence.

Can I finance an exotic or high-value supercar? +

Yes. We work directly with exotic vehicle lenders and private client banking divisions specializing in vehicles valued over $100,000 to $500,000+.